Capitec is one of the most well-ranked banks in South Africa, and many citizens have accounts with them. With the increase in remote banking, this makes it useful to know how to check balance on Capitec from the comfort of your home.
In this article we will tell you all about how to check balance on Capitec bank without having to go through the trouble of going to a bank branch or facing queues and long wait times.
We will answer questions like how to check Capitec balance without airtime, how to check bank statement on Capitec app, what is the Capitec number to check balance and more.
Keep reading and discover all you must know about how to check balance on Capitec!
How To Check Capitec Bank Balance Online?
Capitec internet banking login screen (source: screen capture)
If you wish to use a computer for how to check balance on Capitec, you will need to use the internet banking service. This means, of course, that you will need a working internet connection to access the service.
With internet banking you can:
- View and download statements;
- Transfer money between accounts;
- Do payments directly to people or to accounts;
- Buy electricity for yourself or others;
- Add beneficiaries to your accounts;
- Change your daily card limits;
- Access your transaction and payment history;
Register and maintain your SMS Update and email security settings.
Other services are also available over internet banking. The service is free of charge and all you need to use it is to visit a Capitec branch to register for remote banking. While there, you will set the PIN you will need to fill in along with your account number to log into the service.
How To Check Bank Statement On Capitec App?
One of the easiest and most comprehensive ways on how to check balance on Capitec is by using the Capitec application on your smartphone.
The first step is to download the app itself. To do this you need to visit a Capitec branch to register and verify your smartphone and email address. After you do this with the assistance of a consultant, you should immediately receive an SMS with a link to download the app.
After you tap the link and finish downloading, install the app and open it. Whenever you want to access the app, you will need to enter your remote banking PIN, which you will have to select while registering for the service at the bank branch.
When you are done with the login procedure, it is easy to figure out how to check bank statement on Capitec app. All your banking information will be displayed on the home screen, such as all cards and main account balances. All it takes to access a detailed statement is to tap on whatever balance you would like to view the statement for.
Incidentally, if you want to know how to check Capitec balance without airtime, the answer is also to use the app. Since the banking application involves zero data fees, you do not need airtime to access it.
How To Check Balance On Capitec Via Cellphone?
If you would like to know how to check Capitec balance without application, one of the good ways to do so is via mobile banking, that is using your cellphone. This is a free service provided by Capitec, so there is no monthly fee associated with it.
The first thing to do is register for mobile banking with a consultant on a Capitec branch. During the process, you will select a PIN to use as your password for the service. After you do this, you can start using mobile banking immediately.
With mobile banking, you can, among other functionalities, do the following:
- Buy more airtime, data and/or sms bundles;
- Access your account balances;
- Transfer money between accounts;
- Register for SMS Update for added security;
- Block your card if it was stolen or lost;
- Enable or disable tap to pay on cards;
- Send statements via email;
- Transfer money to friends and family;
- Access the last 5 transactions.
The Capitec number to check balance and do any other mobile banking transaction is *120*3279#. Every time you wish to use mobile banking, you need to enter your PIN. You will also need airtime to access the service, and most providers charge 20c for every 20 seconds of use.
However, if you are out of airtime and need to use Mobile banking, you can dial *130*3279# free of charge to top up your own cell phone for free. This way, you can conveniently use the service whenever you may need to.
Please keep in mind that mobile banking only works inside South African territory.
Now that you know everything about how to check balance on Capitec, keep reading our blog and stay well informed with many useful articles!