Having a credit card can be handy in a time of emergency or when you want to get an expensive purchase you can’t afford upfront. But the process of applying and receiving approval for a new card isn’t always clear. That’s why it assists to know details about how to make an Absa credit card application.
In this article we will tell you about how to apply for credit card at Absa. We will talk about the requirements for approval and give you a guide on how to apply via different means, such as by phone or using the internet.
Keep reading this article and discover more about the Absa credit card application process!
What To Consider Before Applying For A Credit Card At Absa?
Absa offers a variety of credit cards to cover the needs of many different types of people. From the student card, which has no monthly fee and very accessible requisites, to the most exclusive ones which can give you luxury benefits, there are many types of card to consider before you start your application.
Even so, they all have some characteristics in common that should be taken into consideration during your application process. For example, all cards except the student card have a minimum monthly income requirement and are subject to affordability assessment as a requirement for approval.
All Absa credit cards also come with a monthly service fee – again, with the exception of the student card, which has no charge, such as fees. For all others, the fee ranges between R44 and R219 per month.
Thanks to all that, it might be interesting to compare the cards Absa has made available for you and see which one better suits your credit profile and history.
How To Apply For A Credit Card At Absa
The most convenient way to apply for a credit card at Absa is through the bank’s online application system.
If you already are a client and have registered for internet banking, you can tap this link and follow the instructions. If you are not a client yet but would like to apply for a credit card at Absa, you can do so on this page. In case you have had to save an unfinished application so you can finish it later, you can access it here.
You can apply for a credit card by phone as well, by calling the Absa call centre at 0861 114 411. Agents are available to assist you with your application on weekdays from 08:00 to 17:30 and on Saturdays from 08:00 to 13:00. You can call this number to receive status updates on an application you have started previously.
You can also apply for an Absa credit card the traditional way: by going to a bank branch and asking an attendant to follow through the procedure with you.
In any case, you need to provide the following documents no matter what way to apply you choose:
- A valid South African ID book or Smart card;
- A salary slip or other proof of income for the last 3 months;
- Proof of residence in South Africa.
Specific cards like the student credit card may require that you present more documentation to prove you qualify for their benefits or conditions.
Now that you know more about the Absa credit card application process, keep reading our blog and continue to be up to date with the good guides and tips like this!
Frequently Asked Questions
How Long Does It Take To Get A Absa Credit Card?
After your application is finished, it can take up to 7 working days for the card to be processed and issued. Then you will have to wait for the card to be delivered at your address, which can take a different amount of time depending on where you live. Consult the bank to find out more details.
What Documents Do I Need To Apply For A Credit Card?
You will need to present the following documents to apply for a credit card at Absa: a valid South African identification document, proof of residence in South Africa and proof of income for the last 3 consecutive months. Certain specific types of cards may require additional documentation.
What’s The Minimum Salary To Get A Credit Card?
The minimum monthly income you need to have to be approved for a credit card at Absa bank is R800. This allows you to apply for the student credit card, but you must be able to prove you are enrolled in a learning institution and no older than 30. If you don’t qualify for the student card, you need to have a monthly income of at least R2000.